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Buy Now, Pay Later

Interest-Free Payment Options

Get the parts you need today — pay over time with zero interest and no hidden fees.

Pay upfront with EFT or card for our best price. Prefer to spread the cost? Our interest-free instalment plans show the full total upfront — no surprises, no interest, no late fees from us. Fully compliant with the Consumer Protection Act (Act 68 of 2008) and POPIA.

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0%
Interest
None
Hidden fees
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Approval
All
Major brands

How Buy Now, Pay Later works

Choose your items, select a BNPL provider at checkout, and split the cost into easy instalments. No interest, no catches.

Shop as normal

Browse parts, accessories and tools. Add what you need to your cart.

Choose BNPL at checkout

Select Payflex, PayJustNow or HappyPay. Instant approval — no paperwork.

Pay over time, interest-free

Your total is split into easy instalments. Zero interest, zero fees.

Pay in 4 interest-free instalments

Payflex

Learn more

Payflex splits your purchase into 4 equal, interest-free payments over 6 weeks. There are no hidden fees — you pay exactly the listing price.

How it works

  1. 1Add parts to your cart and choose Payflex at checkout.
  2. 2Pay 25% today — the remaining 3 payments are deducted automatically every 2 weeks.
  3. 3No interest, no extra fees. You pay exactly the listed price.
  4. 4Instant approval — soft credit check with no impact on your credit score.

Why choose Payflex?

  • Zero interest, zero fees
  • Instant approval process
  • Automatic fortnightly deductions
  • Available on orders up to R20,000
Example: A R4,000 turbo with Payflex = 4 × R1,000. Zero interest. No hidden fees.
3 interest-free instalments

PayJustNow

Learn more

PayJustNow splits your total into 3 equal, interest-free payments. Pay the first third today, then the rest over the next two months.

How it works

  1. 1Select PayJustNow as your payment method at checkout.
  2. 2Pay ⅓ of the total upfront — the remaining ⅔ split across 2 monthly payments.
  3. 3No interest, no hidden costs. What you see is what you pay.
  4. 4Quick sign-up with an instant credit decision.

Why choose PayJustNow?

  • Only 3 payments — done in 2 months
  • Absolutely zero interest
  • No lengthy applications
  • Accepted at thousands of SA retailers
Example: A R3,000 set of brake discs with PayJustNow = 3 × R1,000. Zero interest.
Flexible Buy Now, Pay Later

HappyPay

Learn more

HappyPay gives you the freedom to buy now and pay later with flexible, interest-free plans built for South African shoppers.

How it works

  1. 1Choose HappyPay at checkout when placing your order.
  2. 2Select a payment plan that suits your budget — 3 to 6 instalments.
  3. 3Zero interest across all plans. No surprises, ever.
  4. 4Fast sign-up and real-time approval.

Why choose HappyPay?

  • Flexible instalment options
  • 100% interest-free
  • South African–built BNPL solution
  • Simple, transparent repayments
Example: A R4,000 alternator with HappyPay = flexible instalments from R667/mo.

Ready to shop interest-free?

Browse parts and choose your preferred BNPL option at checkout.

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BNPL availability is subject to each provider's approval criteria. OnePart is not a credit provider; instalment terms are set by Payflex, PayJustNow and HappyPay.